> ## Documentation Index
> Fetch the complete documentation index at: https://docs.monolith.market/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

> Welcome to Monolith — The Decentralized Stablecoin-as-a-Service Protocol

Monolith allows anyone to deploy their own decentralized crypto-backed stablecoin

## How it works

<img src="https://mintcdn.com/inversefinance/gdvBqBUwBufv1LrM/images/how-it-works.png?fit=max&auto=format&n=gdvBqBUwBufv1LrM&q=85&s=e1e1746329ae29041fc67732557dd992" alt="Monolith features: permissionless factory, dual debt modes, autonomous rates, staking vault, immutability deadline" width="1792" height="592" data-path="images/how-it-works.png" />

* The Monolith Factory allows anyone to deploy an **immutable stablecoin** by providing a collateral token address and a price feed.
* Borrowers can mint Monolith stablecoins by choosing between two modes: a **0% borrow rate** loan but be subject to redemptions OR a variable rate loan and be **protected from redemptions**.
* The protocol adjusts the variable borrow rate to protect the peg. This is possible thanks to the first fully **autonomous interest rate controller** in a stablecoin.
* Each Monolith stablecoin includes a **staking vault** (sToken) that pays holders from the interest generated by borrowers.
* Each Monolith stablecoin becomes irreversibly immutable when reaching a maximum **immutability deadline** of four years since deployment.

## Under the hood

Dive deeper into the technical aspects and advanced features of Monolith:

<CardGroup cols={2}>
  <Card title="Protocol Deep Dive" icon="lightbulb" href="/protocol/overview">
    Understand the core mechanics of stablecoin creation, debt management, and protocol economics.
  </Card>

  <Card title="Security & Audits" icon="shield" href="/security/overview">
    Review our security audits, bug bounty program, and risk disclosures.
  </Card>

  <Card title="Developers" icon="code" href="/developers/overview">
    Access contract addresses, integration guides, and technical documentation.
  </Card>

  <Card title="Contracts Reference" icon="file-code" href="/reference/overview">
    Complete API reference for all Monolith smart contracts with detailed function specifications.
  </Card>
</CardGroup>

## Join the Community

Like what you see? Join the Monolith community to stay updated and ask questions:

<CardGroup cols={2}>
  <Card title="Discord" icon="discord" href="https://discord.gg/JZHFCpmRW4">
    Join our community discussions, get help, and stay updated with the latest developments.
  </Card>

  <Card title="Twitter" icon="twitter" href="https://x.com/MonolithMarket">
    Follow us for announcements, updates, and insights into the world of Monolith stablecoins.
  </Card>
</CardGroup>